Health and disability insurance table

Which type of health and disability insurance or product is right for you?

Disability	Critical illness	Long-term care	Healthcare
Provides a monthly income in case of disability.	Pays a benefit if you're diagnosed with a critical illness covered under the policy. Up to 25 illnesses and surgical procedures covered, depending on the product.	Provides a monthly income in case of a loss of independence.	Reimburses healthcare expenses (dental care, vision care, alternative medicine, etc.) that aren't covered under government plans.
Main features
Tax-free monthly benefit calculated based on a percentage of your income (generally between 60 and 85%).	Tax-free lump-sum benefit.	Tax-free monthly benefit. You don't need to submit any receipts to receive your benefit.	Tax-free benefit. Payable when you submit your receipts.
Cost varies based on: risk level associated with your job, benefit payment period, age, etc.	Cost varies based on the terms and conditions selected: duration, insurance amount, age, sex, etc.	Cost varies based on age, duration and the benefit amount selected.	Cost varies depending on the type of coverage selected (individual, family, couple, etc.) and age.