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Legal Notice

By accessing and using this Web site, I agree to be bound by the legal notice and to comply with the following terms for use. If I do not, I understand that I must not use this site.

Desjardins Financial Security Independent Network is a trade name of Desjardins Financial Security Investments Inc. and SFL Partner of Desjardins Financial Security is a Trade Mark of Desjardins Financial Security Life Assurance Company.

SFL Investments is a trade name of Desjardins Financial Security Investments Inc. and a trade mark of Desjardins Financial Security Life Assurance Company

As for Desjardins Financial Security, it is a Trade Mark of Desjardins Financial Security Life Assurance Company.

Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc. may at any time change or update the information displayed on this Web site, which is provided for information purposes only.

Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc. cannot be held responsible for any loss or damages arising from use of this site and the information contained therein. They cannot guarantee the availability of the site, and cannot be held responsible for problems that may arise during its use.

Links to other sites appearing on the Web site, including downloadable software sites, are provided for convenience only and Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc. cannot be held liable for them.

This Web site is under Quebec jurisdiction, and the information it contains on Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc. products and services can only be used in Canada.

The search tool provided on this Web site is intended strictly for personal use only.

This Web site links to the extranet "Webi". To access to the private section of this extranet, a personal access code and password are required.

We cannot guarantee confidentiality of information exchanged by email on the Internet.

For security purposes and the verification and compilation of statistics, we collect data on access to the site, and may consult transmissions to and from the site.

At Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc., we are committed to protecting the confidentiality of the personal information you provide to us. Please consult our privacy policy for information on our practices in this regard.

The content of the legal notice is updated from time to time without notice.

 

Copyright and Trademarks
Information Accuracy
No Liability
No Warranties
Hypertext Links to Other Websites and Downloadable Software
Jurisdiction
Search Tool
Secured Section - The individual Network's Extranet (Webi)
Internet Email
Control over use
Update of Legal notice and terms of use

Copyright and Trademarks

All information on this Website is protected by copyright. Users may only copy its contents for their own personal use. No one may redistribute, reproduce, republish, store in any medium, retransmit, or modify the information on this Website for commercial purposes without the written authorization of Desjardins Financial Security Independent Network and SFL Partner of Desjardins Financial Security, or make public use thereof without crediting the source.

All trademarks and logos (including certain names, words, titles, drawings, illustrations and icons) appearing on the site are trademarks or registered trademarks of Desjardins Financial Security or third parties. Any use of these trademarks is strictly forbidden without the owner's written authorization. Any unauthorized downloading, retransmission, or other copying or modification of trademarks and/or site content may be a violation of federal or other laws applying to trademarks and/or copyrights and could subject the copier to legal action.

The use of the logos and registered names as hyperlinks to other Websites without prior written authorization is prohibited.

Information Accuracy

Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc. believe that the information contained in this site was accurate when it was place on the site, but cannot guarantee or ensure the currency, accuracy, completeness or authenticity of its content or each of its functions. Without limiting the foregoing, Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc. are not responsible for the accuracy of the information contained in this site and provided by third parties. This site, along with the information contained herein is subject to change and update at any time without prior notice. All the products and services found on this site are subject to the terms and conditions of the applicable agreements governing them.

No Liability

Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc. shall not be liable or responsible to any person for any harm, loss, or damage (whether arising in contract, tort, negligence, or otherwise) that may arise directly or indirectly from the use, inability to use, or malfunctioning of this site or the information contained herein, including any direct, indirect, special, third party, or consequential damages.

No Warranties

We do not warrant that the site will be available and that it will meet your requirements, nor does it warrant that access will not be interrupted, that there will be no delays, failures, errors, omissions, or loss of transmitted information, that no viruses or other contaminating or destructive properties will be transmitted, or that no damage will occur to your computer system.

Hypertext Links to Other Websites and Downloadable Software

Links to other Websites or references to products, services, or publications other than Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc. are provided only for your convenience and do not imply the endorsement or approval of such Websites, products, services, or publications by Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc.. Such sites and references have been developed independently of Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc., and we cannot vouch for the currency, accuracy, completeness, or authenticity of any site content or functionality or of any such references. Linking to any other site shall be at your sole risk, and we will not be responsible or liable for any damages in connection with any such linking. Links to downloadable software sites are provided for your convenience only, and we are not responsible or liable for any difficulties associated with downloading the software.

Jurisdiction

The site will be governed by and construed in accordance with the laws of the province of Quebec. All disputes, controversies, or claims arising out of or in connection with the site shall be submitted to and be subject to the jurisdiction of the courts of the province of Quebec. Thus, in the event of any suit, action, or proceeding arising out of or in connection with this site, the courts of the province of Quebec will have exclusive jurisdiction.
Information from this site regarding our products and services is intended for use in Canada only, where such products and services may lawfully be offered for use and/or sale, and neither use nor sale is intended where prohibited by law.

Search Tool

The search tool is available for non-commercial use only. Use of the tools to sell a product or service or to increase traffic to a Website is prohibited.

We do not guarantee the result of its searches.

Likewise, calculations or projected results are provided for general illustrative purposes only and are not guaranteed to be accurate or complete, being based on hypotheses. The default values are provided for illustrative purposes only and solely as a reference. You must use them only as guides or estimates.

Answers transmitted to Website visitors who send in questions are for reference purposes only. They have no legal value and are not binding. Consult your representative, accountant, or lawyer, who will review the facts as they apply to you and formulate a personalized response.

Secured Section - The individual Network's Extranet (Webi)

In order to access the secured section of the Individual Network's Extranet (Webi) you need a username and a password. Notwithstanding the foregoing statement regarding passwords, the Individual Network's Extranet (Webi) has its own procedure for assigning the username and password required to access it.

Internet Email

Any unprotected email communication over the Internet is subject to possible interception or loss, and is also subject to possible alteration. We are not responsible for and will not be liable to you or anyone else for damages resulting from interception, loss, or alteration in connection with an email sent by you to Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc. or an email sent by Desjardins Financial Security Independent Network, SFL Partner of Desjardins Financial Security, SFL Investments and Desjardins Financial Security Investments Inc. to you.

In the case of the Individual Network's Extranet (Webi) addressed to Desjardins Financial Security Independent Network and SFL Partner of Desjardins Financial Security a webmail is integrated to the secured section of the site. Any communications via this e-mail has identification connecting it to the distribution network and, whether is to be circulated internally or externally, must be drafted in accordance with the rules and regulations which directly or indirectly govern the distribution of financial products and services and the protection of personal information, notably, the rules concerning ethical issues and the exercising of your duties as representative. In this respect, you may not used the e-mail placed at your disposal for illegal or reprehensible activities, notably large volumes of unsolicited material (spamming), criticisms or defamation, invasion of privacy, chain letters, pyramid proposals, etc.

Control over use

A log is kept to record events that relate to security or that warrant verification, or for statistical purposes. This log may contain all accesses to the site or site sections, all communications sent or received by a user (in the case of e-mail) integrated in the site), as well as any other activity related to the site.

We have access to the communications sent or received through the site, and may access said communications if it has reason to believe that a law has been broken or if the site's terms of use have been violated.

Update of Legal notice and terms of use

This notice will be updated and modified from time to time without any notice. Accordingly, whenever you access the Website, ensure that you check this notice.

Moreover, we may at any time shut down the Individual Network's Extranet (Webi) or a user's access without prior notice.

Note: This Legal Notice also covers Desjardins Financial Security Life Assurance Company, its affiliated companies; their officers, directors, agents, representatives and employees; and any other persons associated with the creation of this site.